Can I get a mortgage?

The aim of the My Mortgage Experts, Mortgage Agreement process, is to give you an instant indication as to whether we believe we can get you a mortgage (this is subject to credit score and financial assessment).

The process generally only takes a couple of minutes and will give you an instant indication. This process does not conduct a credit check so will not leave a footprint on your credit file.

At the end of the process you can download your personalised Mortgage Agreement Certificate.

Applicant 1

Applicant 2

Applicant 1

Applicant 2

Please tell us about your previous addresses (last 3 years)

Delete

Address


Add Address

Please tell us about your dependents.

Delete

Dependent


Add Item

Applicant 1

Applicant 1

Please provide the details of your loans & credit cards.

Delete

Expense


Add Expense

Please tell us about any credit problems you've had in the past 6 years, i/e Late payments, CCJ's, defaults, IVAs, Bankruptcy

Delete

Bad Credit Info


Add Item

Please provide the details of your existing mortgages.

Delete

Mortgage


Add Mortgage
Amount Per Month (£) How Paid

If you answer "Yes" to any of the questions below, please give as much detail as possible in the Further Details box below.

In considering your application Lenders will search your record at a credit reference agency/ies. They will add details of the search and your application to the credit reference record. This will be seen by other organisations carrying out later searches. Lenders may also use a credit scoring or other automated decision making system when assessing your application.

It is important that you give accurate information.

Lenders and other organisations may use and search these records to:

  • Help make decisions about credit and credit related services, for you and members of your household;
  • Help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and members of your household;
  • Check your identity to prevent money laundering, unless you furnish us with other satisfactory proof of identity;
  • Trace debtors, recover debt, prevent fraud, and to manage your accounts or insurance policies;

The credit reference agency/ies and the fraud prevention agency/ies will also use the records for statistical analysis about credit, insurance and fraud.

In order to store your result for future reference, please choose a password.

Please note: Our Mortgage Agreement does not involve a credit score, and is not an automatic approval from a lender, should you wish to apply for a mortgage your application will be subject to a full credit score.

You voluntarily choose to provide your personal details via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details or services in writing or by telephone.

Email communications are not secure and for this reason My Mortgage Experts cannot guarantee the security of the email, its contents or that it remains virus free once sent.